add english translation of the terms of service

en/terms_of_service.md

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+# Terms of the Liberapay service
+
+This contract is between Liberapay, a non-profit organization founded in 2015
+based on French law, hereinafter referred to as “the organization”, and the
+person who signs up for its eponymous service, hereinafter referred to as “the
+user”.
+
+## 1. Nature of the service
+
+The service is designed to facilitate anonymous, recurrent, monetary donations
+between its users.
+
+The service normally allows the user to increase the visibility of its profile
+in various way, but the organization reserves the right to disable the user's
+access to those features.
+
+The user agrees not to use the service for financial transactions that are not
+donations, notably those linked to the execution of a contract or a promise of
+recompense.
+
+## 2. Pricing
+
+The service is free. The user is invited to participate in its funding, through
+the service itself, by donating to the natural and legal persons that maintain
+it.
+
+## 3. Management of the funds
+
+The organization guarantees that the funds the user has put in its custody will
+not be lost in case of bankruptcy of itself or of a third party to whom it has
+delegated the custody of the funds.
+
+The organization pledges to correct any mistake on its part in the execution of
+the donations.
+
+The organization does not guarantee that the user will be able to withdraw the
+money in its account without delay. In particular, the organization may impose a
+delay to deter and protect itself from fraud.
+
+## 4. Honesty
+
+The user commits to use the service in good faith, in particular the user
+commits not to lie about their identity and not to fill their profile in a
+deceptive way for the purpose of attracting more donations.
+
+## 5. Reimbursements
+
+The user commits to reimburse a donation received if it is revealed that its
+origin is fraudulent.
+
+Neither the user nor the organization commit to the reimbursement of a donation
+following a request with no solid legal or contractual basis.
+
+## 6. Intellectual property
+
+When the user transmits to the service a copyrighted content, it authorizes the
+organization to store, copy, translate, and publish it. By doing so the user
+declares that they hold the rights necessary to grant this licence.
+
+## 7. Termination of service
+
+The user can quit the service by closing their account. Doing so does not negate
+the responsibility of the user for the period during which they used the
+service.
+
+The organization may close the user's account if it considers that they have
+violated this contract, or a contract with a partner of the organization, or any
+applicable law.
+
+## 8. Disclaimers
+
+The only commitments made by the organization in this contract are those that
+are explicitly listed in it. The organization does not implicitly commit to
+anything, in particular it does not guarantee that the service will be
+operational at all times without interruptions.
+
+The organization cannot be held responsible for the consequences of negligence
+by the user, notably of failure by the user to secure their password.
+
+The organization does not assume any of the user's responsibilities. Notably,
+the user is responsible for the declaration of any income received through the
+service to the competent authorities and to pay any applicable taxes.
+
+The organization is not responsible in case of dispute between a donor and a
+donee when it only acted as an intermediary between them.
+
+## 9. Modifications
+
+The organization may modify this contract at any time. It undertakes to inform
+the user of any changes. By continuing to use the service, the user tacitly
+accepts the new conditions. If the user refuses the new conditions, then they
+must close their account.
+
+## 10. Jurisdiction
+
+This contract is subject to French law. Any dispute shall be submitted to the
+competent French jurisdiction.
+
+This document is a translation provided for your convenience, the actual binding
+contract is the original version written in French.
+
+If a part of this contract is nullified, that judgment does not nullify the rest
+of the agreement.
+
+## 11. Cookies
+
+The user acknowledges that cookies are necessary for the service to function and
+agrees to their use.