chore: use bidder stored on sale for determining if credit card info or creating bidder info is required.

[oxaudo]

This PR comes from investigating https://artsyproduct.atlassian.net/browse/EMI-2224. The issue described there is not exactly the same but in a process discovered the bug where user is required to reenter the credit card after their bid has been outbid right away

Description

Following the pattern currently present in Force and reading the bidding info from sale on sale_artwork. Seems like there authenticatedUser is automatically applied to the data returns properly.

PR Checklist

• I have tested my changes on iOS and Android.
• I hid my changes behind a feature flag, or they don't need one.
• I have included screenshots or videos, or I have not changed the UI.
• I have added tests, or my changes don't require any.
• I added an app state migration, or my changes do not require one.
• I have documented any follow-up work that this PR will require, or it does not require any.
• I have added a changelog entry below, or my changes do not require one.

To the reviewers 👀

• I would like at least one of the reviewers to run this PR on the simulator or device.

Changelog updates

Changelog updates

Cross-platform user-facing changes

iOS user-facing changes

Android user-facing changes

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[ArtsyOpenSource]

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[MrSltun]

Looks great!! 🌟 We just might need to do a little cleanup and fix the tests!
Thank you Oksana!