diff --git a/src/contexts/TransferOptions/defaults.ts b/src/contexts/TransferOptions/defaults.ts
index f1aa16e2e2..ee62f1828a 100644
--- a/src/contexts/TransferOptions/defaults.ts
+++ b/src/contexts/TransferOptions/defaults.ts
@@ -14,6 +14,7 @@ export const defaultBondedContext: TransferOptionsContextInterface = {
 export const transferOptions: TransferOptions = {
   freeBalance: new BigNumber(0),
   transferrableBalance: new BigNumber(0),
+  balanceTxFees: new BigNumber(0),
   edReserved: new BigNumber(0),
   nominate: {
     active: new BigNumber(0),
diff --git a/src/contexts/TransferOptions/index.tsx b/src/contexts/TransferOptions/index.tsx
index fb7e1c7a79..6bd233b46b 100644
--- a/src/contexts/TransferOptions/index.tsx
+++ b/src/contexts/TransferOptions/index.tsx
@@ -105,6 +105,11 @@ export const TransferOptionsProvider = ({
 
     // free balance after `total` ledger amount.
     const freeBalance = BigNumber.max(freeMinusReserve.minus(total), 0);
+
+    // free balance to pay for tsx fees.
+    const balanceTxFees = BigNumber.max(freeMinusReserve.minus(frozen), 0);
+
+    // free balance that can be transferred.
     const transferrableBalance = BigNumber.max(
       freeBalance.minus(feeReserve).minus(frozen),
       0
@@ -164,6 +169,7 @@ export const TransferOptionsProvider = ({
     return {
       freeBalance,
       transferrableBalance,
+      balanceTxFees,
       edReserved,
       nominate: nominateOptions(),
       pool: poolOptions(),
diff --git a/src/contexts/TransferOptions/types.ts b/src/contexts/TransferOptions/types.ts
index abba5ece10..6f4e6fb9f4 100644
--- a/src/contexts/TransferOptions/types.ts
+++ b/src/contexts/TransferOptions/types.ts
@@ -13,6 +13,7 @@ export interface TransferOptionsContextInterface {
 export interface TransferOptions {
   freeBalance: BigNumber;
   transferrableBalance: BigNumber;
+  balanceTxFees: BigNumber;
   edReserved: BigNumber;
   nominate: {
     active: BigNumber;
diff --git a/src/contexts/TxMeta/index.tsx b/src/contexts/TxMeta/index.tsx
index 16f74f6e32..5704dfb8a2 100644
--- a/src/contexts/TxMeta/index.tsx
+++ b/src/contexts/TxMeta/index.tsx
@@ -45,8 +45,8 @@ export const TxMetaProvider = ({ children }: { children: React.ReactNode }) => {
   const txSignatureRef = React.useRef(txSignature);
 
   useEffectIgnoreInitial(() => {
-    const { transferrableBalance } = getTransferOptions(sender);
-    setNotEnoughFunds(transferrableBalance.minus(txFees).isLessThan(0));
+    const { balanceTxFees } = getTransferOptions(sender);
+    setNotEnoughFunds(balanceTxFees.minus(txFees).isLessThan(0));
   }, [txFees, sender]);
 
   const resetTxFees = () => {